Motor-Vehicle Insurance

What Is Covered Under Motor-Vehicle / Auto Insurance?

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Your Vehicle

Pays for Damage to Your Vehicle Caused by a Collision, Theft, Fire, Etc.

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Personal Injury

Mandatory Coverage in Florida, Pays For Your Own and Your Passenger’s Medical Expenses

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Liability to Others

Pays For The Injury of 3rd Parties or Damage to Their Property Which You Are Legally Liable For

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Uninsured Motorists

Pays for The Injury of Insured Persons Injured In
Accidents That Caused By Another Uninsured Party

Things To Pay Attention to When Insuring Your Vehicle

Deductibles

The Amount You Agree to Pay Out-of-Pocket if you Make a Claim for a Covered Loss.

In any claim, Deductibles are payed first, before the insurance company starts paying.

Limits of Liability

The maximum amount your insurance company will pay for any injuries which you are legally responsible for that resulted from a covered occurrence. Two limits are specified, Per Person and Per Occurrence

Limits of Property Coverage

The maximum amount your insurance company will pay for 3rd party property damage which you are legally responsible for that resulted from a covered occurrence.

RIDE-SHARING Insurance / Ride-Hailing Insurance :
Uber & Lyft Drivers Insurance

Don't just trust high insurance limits In the past few years we have seen insurance companies refuse to pay for Uber and Lyft related accidents. We make sure your insurance specifically states it will cover you and your passengers in case of an Uber or Lyft related accidents.

Drive your passengers with peace of mind Get The proper coverage for your Uber and Lyft operation.